Global payouts made easy

The most efficient and secure way to pay service providers, business partners and customers.

MyChoice Prepaid cards allow businesses to streamline commission, business, incentive, and travel payments and control expenditures with enhanced convenience, flexibility, and security. Businesses can easily make payments across the globe in Multiple Currencies without the need for cardholder bank accounts or credit checks. MyChoice is simple to set up and manage, and it offers a hassle-free payment solution for employees, agents, affiliates and suppliers

Key Features


Mastercard & Visa Card Network


Plastic and Virtual Card Account


Track and manage expense through website and mobile app


Instant Payment to customers, employees, partners & affiliates with re-loadable prepaid Card


Chip & Pin Security


Secure Integration, Card Personalisation via API

Business Benefits


Easy and quick online approval to meet your delivery time frame*

Plug in to turnkey features or customise your program with multiple options


Funds are available to payees within minutes of payment confirmation


Support includes risk management, dispute management and corporate reporting


Lower operational expenses and improve efficiency with electronic payments


Email and telephone support to help in your payouts

Cardholder Benefits

Instant access to funds

Anytime, anywhere access to funds via ATMs and point of sale

No bank account or credit history required for cardholders

Chip & Pin security

Simple and transparent fee structure

Support via mail & IVR

Its Easy To Get Started


Add funds to your prefunding account


Create prepaid cards for your employess/agents etc for pay-outs


Load cards from your prefunding account


The most efficient and secure way to pay service providers, business partners and customers.


Its easy to get started

Perfect for corporations seeking an easy and automated way to pay commissions, incentives and other payments to affiliates, customers, employees and business partners. Business may be setup for the standard program in as quick as 72 hours (subject to verification process) and can start issuing and loading cards for their payees straight away.

  • No Setup fee

  • Simple approval process

  • Standard MyChoice MasterCard or Visa cards

  • Physical and Virtual Card

  • Pay only for the card issued

  • Programs available in USD, EUR and GBP

  • Standard Web based administration site

  • Standard Website and mobile application for cardholder

  • Fixed

  • API Integration*

  • Co-branded card*

  • Revenue Share*

*Optional Upgrade

White Label

White Label

A completely custom corporate payment program with custom designed cards,stylized web and mobile apps and optional API integrations using Wave Crest’s RestFul API set.

  • Setup fee Apply

  • Private branded cards, minimum order of cards apply

  • Program approval required from Issuer and Association

  • Private branded Visa or MasterCard

  • Programs available in USD, EUR and GBP

  • Web based administration site with your logo and colors

  • Cardholder website and mobile application with your logo and colors

  • Revenue share of net cardholder fees and net interchange, after Program Management fee

  • Custom Fee Schedule available

  • API integration

  • Additional services available by quote

  • Cardholder funding by bank transfer approximately 35 countries supported

  • Custom integration’s and development support request

  • Additional currencies available on request