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Mastercard® Cardholder Limits

As of 17th Jan 2018

Load Limits

Loads1 Simplified Due Diligence

KYC 1

Verified Account

KYC 2*

Load Type Limit Type Frequency USD EUR GBP USD EUR GBP
Load from Corporate Partner Count Per day 2 2 2 No Limit
Amount Per transaction $250 €250 £200 $10,000 €10,000 £8,000
Amount Per day $250 €250 £200 $20,000 €20,000 £16,000
Load from IBANs Count Per day Not Permitted 2 2 2
Amount Per transaction $5,000 €5,000 £4,000
Amount Per day $5,000 €5,000 £4,000
MyChoice to MyChoice (P2P) Count Per day Not Permitted 5 5 5
Amount Per transaction $1,000 €1,000 £1,000
Amount Per day $2,000 €2,000 £2,000
OCT Loads Amount Per transaction Not Permitted $5,000 €5,000 £4,000
Amount Per day $5,000 €5,000 £4,000
Maximum Total Loads

(All Channels)

Amount Per transaction $250 €250 £200 $10,000 €10,000 £8,000
Amount Per day $250 €250 £200 $20,000 €20,000 £16,000
Amount Lifetime $250 €250 £200 No Limit

Spend and Usage Limits

Unloads1 Simplified Due Diligence

KYC 1

Verified Account

KYC 2*

Unload Type Limit Type Frequency USD EUR GBP USD EUR GBP
Point of Sale (POS) Count Per day 5 5 5 No Limit
Amount Per transaction $250 €250 £200
Amount Per day $250 €250 £200
eCommerce (EPOS) Count Per day 5 5 5 No Limit
Amount Per transaction $250 €250 £200
Amount Per day $250 €250 £200
Amount Lifetime $250 €250 £200
ATM Cash Withdrawal Count Per day 2 2 2 5 5 5
Within SEPA Amount Per transaction $100 €100 £80 $1,000 €1,000 £800
Amount Per day $100 €100 £80 $1,000 €1,000 £800
Outside SEPA3 Amount Per transaction $100 €100 £80 $500 €500 £400
Amount Per day $100 €100 £80 $500 €500 £400
  Amount Lifetime $100 €100 £80 N/A
MyChoice to MyChoice (P2P) Count Per day Not Permitted 5 5 5
Amount Per transaction $1,000 €1,000 £800
Amount Per day $1,000 €1,000 £800
IBAN – Bank Transfer (Card to Bank) Count Per day Not Permitted Not Permitted
Amount Per transaction
Amount Per day
Maximum Total Unloads (All Channels) Count Per day 5 5 5 No Limit
Amount Per transaction $250 €250 £200
Amount Per day $250 €250 £200
1 Residents of France must have a Verified Account (KYC2 only) and are limited to a maximum balance of €10,000.
2 Residents of France must have a Verified Account (KYC2 only) and are limited to a maximum ATM Cash Withdrawal of €1,000 per 30 days.
3 Limit is based upon the country of the ATM transaction, and not the address of the cardholder.
*Some programs have lower limits.  Please check your individual program limits for the limits applicable to your card.